Idaho Falls real estate and homes for sale in Idaho - Mike Hicks, REALTOR® Mike Hicks REALTOR(r) for Idaho Falls, Idaho real estate - NUMBER1EXPERT™ Mike Hicks NUMBER1EXPERT(tm) for Idaho Falls, Idaho real estate
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Mike Hicks, REALTORŪ, real estate agent and broker for Idaho Falls Idaho home listings, property and land for sale - NUMBER1EXPERT(tm)

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Real Estate Tips
Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Real Estate Trivia
Q 
What is the most expensive piece of property ever recorded?

A 
In October 1988, the Mediya Building in central Tokyo was quoted at 358.5 million yen ($248,000) per square foot.
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Mike Hicks, REALTORŪ, real estate agent and broker for Idaho Falls Idaho home listings, property and land for sale - NUMBER1EXPERT(tm)

Mike Hicks
RE/MAX Homestead Realty

3525 Merlin Drive
Idaho Falls, ID 83404
Office: 208-529-5600
Home Office: 208-552-1092
Fax: 208-529-3283
Email: Mike.Hicks@Remax.net

A Tennessee native, when you get Mike you get someone who fosters the idea of Southern Hospitality combined with the comforting knowledge that all of the details will be closely managed. Honesty, integrity, trust, dependable, thorough, personable, incredible experience and highly professional are some of the words & phrases commonly used by clients and peers to describe my service. We have to prove those high levels each and everytime we help someone whether it's simply to answer questions or to assist through a real estate event. There is no higher testament to our high service levels than the fact over 90% of my business comes from repeat and referred clients. Give me a try and find out why!

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